New Grant money available IN FRESNO!

First-time homebuyers got some good news in Fresno recently! There is a new program offering up to $25,000 in grant funds for down payment and closing costs. This is big news as these funds are a full grant and, therefore, do not require repayment. Most home buyer assistance programs come with a catch or a higher monthly obligation to repay the assistance loan, but not this program! 

A fundraising affiliate of Fresno Housing, Beyond Housing Foundation, has received funds to initiate a down payment assistance program to help families in Fresno and Madera counties.

You are eligible if you are a first-time homebuyer in Fresno or Madera County and one of the two conditions are met: 

1. If your annual household income is less than $101,160, OR
2. A buyer may still be eligible if they’re over the income limit, as long as they’re purchasing a property within  a “Majority Minority – owned census tract”.

Participants must complete an approved 8-hour homebuyer education course. Buyer must meet all requirements of traditional loan approval in order to utilize these funds. Once the homebuyer has an accepted real estate contract to purchase a home in Fresno or Madera County, their lender can submit the loan package to the Beyond Housing Foundation and request that the grant funds be secured. 

1. Get pre-approved
2. Start shopping with your realtor
3. Get your offer accepted to purchase a home
4. Your lender will begin to process the loan toward closing and submit the loan package for the grant funds. 
5. Celebrate! 

These funds will not last!  Reach out to your trusted local lender or realtor today, and if you don’t have one, we would love to be that for you! 

Cynthia Reynoso

559-859-3660 cynthia@empowermyloan.com

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Jason Farris

Head YES man at FresYes.com

I grew up in Fresno. Relaxed in its calm breezes, listened with my dad to the crack of the bat at little league baseball games when I was a kid and now take my son to do the same at minor league games. I broadened my mind at its schools (I went to high school right here at San Joaquin Memorial, and to college at Fresno State!) I love that if I drive for two hours in one direction, I can be in the mountains. For two hours in another, luxuriating on a California beach. I can enjoy the cosmopolitan atmosphere of San Francisco or Los Angeles, but still be able to come home to relaxation, calm, and quiet.

I love where I live, and I also love what I do. I'm lucky to be able to work in a profession in which I get to build relationships; one that has me meeting new people each and every day and helping them to build new lives in my beloved city. I'm lucky enough to work in a profession in which I can marry cutting-edge technologies and marketing techniques to good, old-fashioned, nose-to-the-grindstone work. I am lucky enough to work in a profession that allows me to work as an advocate for my clients; to use every tool at my disposal to get a job done well for them, and with as little stress and expense as possible.

I love my city. I love my job. One inspires my excellence for the other.

Fresno? I say FresYES

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