Cynthia (my preferred lender for anyone here who is looking to buy) and I were speaking the other day about how there is a lot of confusion surrounding the Fed Rate and Mortgage rates. I asked her to … [Read more...] about Is the “Fed Rate” the Same as Mortgage Rates? Not Exactly.
10 Common Myths About Mortgage Lending
There are many myths and discrepancies of information when it comes to mortgage lending. Understanding these myths can empower you to navigate the mortgage process effectively and make informed … [Read more...] about 10 Common Myths About Mortgage Lending
Holiday Musings from the Mortgage Mama!
The Holiday season can be magical and beautiful, but it can also be heavy & rigorous; if I could give you a gift this season it would be love in the form of advice. REACH OUT. Humans are … [Read more...] about Holiday Musings from the Mortgage Mama!
Cynthia’s Mortgage Minute
When is a credit score issued? Does everyone just start at "0"and work their way up? A credit score is issued once a credit user has had 6 billing cycles worth of activity report to the credit … [Read more...] about Cynthia’s Mortgage Minute
Cynthia’s Mortgage Minute
WHAT IS A FICO SCORE? The term FICO refers to the model of scoring used to determine a credit score. FICO is the scoring model that is named in the federal mortgage loan guidelines. Lenders use … [Read more...] about Cynthia’s Mortgage Minute