Cynthia (my preferred lender for anyone here who is looking to buy) and I were speaking the other day about how there is a lot of confusion surrounding the Fed Rate and Mortgage rates. I asked her to … [Read more...] about Is the “Fed Rate” the Same as Mortgage Rates? Not Exactly.
Interest Rates – the good, the bad, the future?!
Current Stance on Interest Rates: Inflation Trends: Future Projections: Context and Implications: … [Read more...] about Interest Rates – the good, the bad, the future?!
Cynthia’s Mortgage Minute
When is a credit score issued? Does everyone just start at "0"and work their way up? A credit score is issued once a credit user has had 6 billing cycles worth of activity report to the credit … [Read more...] about Cynthia’s Mortgage Minute
Cynthia’s Mortgage Minute
WHAT IS A FICO SCORE? The term FICO refers to the model of scoring used to determine a credit score. FICO is the scoring model that is named in the federal mortgage loan guidelines. Lenders use … [Read more...] about Cynthia’s Mortgage Minute
Meet Cynthia Reynoso
We're tickled pink to bring this interview to you. It's been a long time in coming. As you may or may not know we at FresYes are actually in the real estate business. Surprise! Yeah, it's not much of … [Read more...] about Meet Cynthia Reynoso